:root{--brand:#2f3a4c;--text:#2f3a4c;--muted:#596370;--line:#dce0e5;--gold:#677385;--surface:#f5f6f8;--radius:22px;color-scheme:light}
html{scroll-padding-top:100px}body{background:#fff;color:var(--text);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","PingFang TC","Microsoft JhengHei",sans-serif;font-size:16px;line-height:1.75}*{box-sizing:border-box}.wrap{width:min(calc(100% - 80px),1180px)}
.nav{background:rgba(255,255,255,.93);border-bottom:1px solid #e7e9ed;backdrop-filter:blur(20px);box-shadow:none}.navin{height:82px}.navlinks{gap:26px}.navlinks a{font-size:14px;color:#424b58}.brand .mark{background:#2f3a4c}.btn{min-height:48px;border-radius:13px;padding:12px 21px;font-size:14px;line-height:1.6;letter-spacing:0;box-shadow:none!important}.btn.primary{background:#2f3a4c;border:1px solid #2f3a4c;color:white}.btn.ghost{background:#fff;color:#2f3a4c;border:1px solid #dce0e5}.btn:hover{transform:translateY(-1px)}.btn:active,button:active{transform:translateY(1px)}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #45566c;outline-offset:4px}.menuToggle{width:44px;height:44px}
.srOnly{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.hero{padding:0;border:0;overflow:hidden;background:#fff}.starHeroFrame{display:block;border:0;width:100%;height:900px}.hero:before,.hero:after{display:none}
.trustbar{padding:32px 0;border-bottom:1px solid #e7e9ed;background:white}.trustgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}.trustitem{background:none;border:0;border-radius:0;box-shadow:none;padding:0 24px;display:flex;flex-direction:column;gap:3px}.trustitem+ .trustitem{border-left:1px solid #e0e3e8}.trustitem b{font-size:16px;font-weight:650;color:#2f3a4c}.trustitem span,.trustitem a{font-size:14px;color:#596370}.trustitem a{text-decoration:underline;text-underline-offset:4px}
.section{padding:100px 0}.eyebrow{color:#596370;font-size:14px;letter-spacing:.05em;font-weight:550}.section h2{font-size:clamp(32px,3.9vw,50px);font-weight:650;letter-spacing:-.03em;line-height:1.35;margin:16px 0 20px;max-width:900px}.lead{font-size:17px;line-height:1.85;color:#596370;max-width:620px}.needsHeader{display:block;margin-bottom:38px}.needsHeader h2{max-width:700px}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.card{border:1px solid #e0e4e9;background:linear-gradient(145deg,#fff,#f8f9fb);border-radius:22px;padding:30px;box-shadow:0 3px 3px #2f3a4c02,0 15px 30px #2f3a4c03;min-height:255px;display:flex;flex-direction:column;align-items:flex-start;transition:box-shadow .2s,border-color .2s}.card:hover{border-color:#aeb8c5;box-shadow:0 18px 38px #2f3a4c0a;transform:none}.card h3{font-size:23px;margin:0 0 12px;font-weight:650;color:#2f3a4c}.card p{font-size:16px;line-height:1.85;color:#596370;margin:0 0 26px;flex:1}.card .btn{margin-top:auto}.serviceDetailLink{font-size:14px;color:#455364;margin-top:14px;display:inline-flex;align-items:center;min-height:44px;text-decoration:underline;text-underline-offset:4px}
#process.journey{background:#f6f7f9!important;padding:100px 0!important;border-block:1px solid #edf0f3}.j-heading h2{font-size:clamp(32px,3.9vw,50px)!important;line-height:1.35!important}.j-heading .lead{max-width:640px;font-size:17px}.j-stage{height:auto;display:block;margin:48px auto 0;max-width:930px}.j-aura,.j-orbit,.j-floating{display:none}.j-window{max-width:100%;width:100%;border-radius:24px;background:linear-gradient(145deg,#fff,#fafbfd);border:1px solid #cfd6df;box-shadow:0 30px 75px #2f3a4c10,0 3px 8px #2f3a4c05;color:#2f3a4c;transform:none;animation:none}.j-top{height:56px;color:#596370;border-color:#e4e7ec;font-size:12px;letter-spacing:.08em}.j-top small{color:#596370;font-size:12px}.j-window-dots i,.j-window-dots i:last-child{background:#8a94a2}.j-workspace{grid-template-columns:200px 1fr;min-height:380px}.j-nav{border-color:#e0e5ec;background:#f7f8fa;padding:24px 16px;gap:10px}.j-nav button{color:#596370;padding:13px 12px;min-height:52px}.j-nav button span{font-size:13px}.j-nav button b{font-size:14px;font-weight:550}.j-nav button[aria-pressed=true]{background:#fff;color:#2f3a4c;border-color:#c9d1dc;box-shadow:0 3px 8px #2f3a4c05}.j-nav button[aria-pressed=true] span{color:#2f3a4c}.j-nav button i{background:#626f81;box-shadow:none;height:2px}.j-nav-foot{font-size:12px;color:#596370}.j-panel{padding:34px 36px}.j-kicker{font-size:12px;color:#596370;letter-spacing:.09em}.j-panel h3{font-size:26px;color:#2f3a4c;font-weight:650;margin:12px 0}.j-panel p{font-size:16px;color:#596370;line-height:1.7}.j-options>span,.j-options>span.j-selected{color:#2f3a4c;background:#f8f9fb;border:1px solid #dce1e8;font-size:15px;padding:11px 14px}.j-options>span.j-selected{background:#edf0f5;border-color:#bfc9d6}.j-options b{color:#45566c}.j-insight{font-size:14px;color:#596370}.j-insight i,.j-window-bottom i{background:#626f81;box-shadow:none}.j-profile>div{background:#f5f7fa;border-color:#dce1e8;padding:12px 14px}.j-profile span{font-size:12px;color:#596370}.j-profile b{font-size:15px;color:#2f3a4c}.j-profile i{font-size:13px;color:#596370}.j-plans{margin-top:20px}.j-plans>div{background:#f5f7fa;border:1px solid #dce1e8;box-shadow:none;padding:20px}.j-plans span{font-size:12px;color:#596370}.j-plans b{font-size:22px;color:#2f3a4c;margin:12px 0}.j-plans small{font-size:14px;color:#596370}.j-chat span,.j-chat span:last-child{background:#f4f6f9;border-color:#d8dfe8;color:#2f3a4c;font-size:16px}.j-chat span:last-child{background:#e9edf3}.j-window-bottom{font-size:12px;color:#596370;border-color:#e1e5eb;padding:15px 24px}.j-counter{color:#45566c}.j-controls{margin:24px 0 0;gap:24px}.j-caption{font-size:14px;color:#596370;max-width:none}.j-pause{min-height:44px;font-size:14px;background:#fff;border:1px solid #cbd3dd;color:#2f3a4c;padding:10px 16px}.j-footer{margin-top:28px}.j-footer a{font-size:14px;min-height:44px;display:inline-flex;align-items:center;color:#455364}.journey button:focus-visible,.journey a:focus-visible{outline:3px solid #45566c}
#loan-story{background:#fff;padding:100px 0;scroll-margin-top:100px}.lf-heading{display:flex;align-items:end;justify-content:space-between;gap:36px;margin-bottom:36px}.lf-heading>p{font-size:16px;line-height:1.85;color:#596370;margin:0 0 22px}.lf-player{background:#f6f7f9;border:1px solid #cfd6df;border-radius:24px;aspect-ratio:16/9;overflow:hidden;box-shadow:0 24px 70px #2f3a4c0c}.lf-player iframe{width:100%;height:100%;display:block;border:0}.lf-toolbar{display:flex;gap:20px;align-items:center;justify-content:space-between;margin-top:20px;flex-wrap:wrap}.lf-chapters,.lf-actions{display:flex;gap:8px;flex-wrap:wrap}.lf-toolbar button,.lf-toolbar a{min-height:44px;padding:10px 14px;border:1px solid #d1d7df;border-radius:11px;background:#fff;color:#455364;font:inherit;font-size:14px;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center}.lf-chapters button[aria-pressed=true]{background:#e9edf3;border-color:#aab7c7;color:#2f3a4c}.lf-actions #loan-story-sound{background:#2f3a4c;border-color:#2f3a4c;color:#fff}.lf-actions #loan-story-sound[aria-pressed=true]{background:#e9edf3;color:#2f3a4c;border-color:#aab7c7}.film-note{font-size:13px;color:#596370;margin-top:17px}
.assurance{background:#f6f7f9;border-block:1px solid #e9ecf0}.assurance-inner{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.assurance p{color:#596370;font-size:17px;line-height:1.85;margin:0 0 24px}.assurance h2{font-size:36px}.assurance .buttonRow{gap:12px}.articleGrid{margin-top:36px;gap:20px}.article{background:#fff;border:1px solid #e0e4e9;border-radius:22px;box-shadow:none;padding:30px}.article small{font-size:14px;color:#596370}.article h3{font-size:22px;line-height:1.5;color:#2f3a4c;margin:18px 0}.article p{font-size:16px;color:#596370}.article .link{font-size:14px;color:#455364;min-height:44px;display:inline-flex;align-items:center;text-decoration:underline;text-underline-offset:4px}
#faq{padding-top:24px}.faq{margin-top:32px;gap:0}.faqItem{background:#fff;border:0;border-bottom:1px solid #dce1e8;border-radius:0;padding:0;box-shadow:none}.faqBtn{font-size:17px;min-height:74px;padding:20px 0;color:#2f3a4c}.faqAnswer{font-size:16px;line-height:1.85;color:#596370;padding:0 36px 24px 0}.closing{padding-top:60px}.cta{border:1px solid #d5dce5;border-radius:28px;background:linear-gradient(130deg,#f9fafc,#eef1f5);color:#2f3a4c;padding:48px;box-shadow:none;min-height:0}.cta h2{font-size:38px;margin:14px 0}.cta p{font-size:16px;color:#596370}.cta .eyebrow{color:#596370}.cta .btn{white-space:nowrap}.mobilebar{background:#ffffffed;border:1px solid #d4dbe4;box-shadow:0 10px 30px #2f3a4c14}.mobilebar .btn{border-radius:999px}.foot{border-color:#dce1e8}.footLinks{font-size:14px}.footLinks a{min-height:44px;color:#596370}.pageHero{background:#fff}.pageHero .eyebrow{color:#596370}.pageHero h1{font-size:clamp(32px,4vw,54px);letter-spacing:-.03em}.pageHero .lead{color:#596370}.breadcrumbs{font-size:14px;color:#596370}.bot{background:#fff}.botBody h3{font-size:25px;color:#2f3a4c}.botBody p{font-size:16px;color:#596370}.choice{min-height:56px;font-size:16px;border-color:#d7dde5;transition:background .15s,border-color .15s}.choice:hover{background:#eef1f5;border-color:#a8b4c4}.disclaimer,.botBody .disclaimer{font-size:14px;color:#596370}.result{border-radius:18px;border:1px solid #dce1e8;padding:22px;background:#f7f8fa}.summaryList{font-size:16px;line-height:1.7}.resultHandoff{margin-top:26px}.resultHandoff>b{font-size:19px}.resultHandoff p{line-height:1.8}.resultPrimary{display:grid;grid-template-columns:1fr;margin:16px 0}.resultPrimary .btn{width:100%}.resultMore{margin-top:24px;border-top:1px solid #dce1e8;padding-top:14px}.resultMore summary{min-height:44px;font-size:14px;color:#455364;cursor:pointer;display:list-item}.resultMore .botNav{margin-top:14px}
@media(max-width:1180px){.navlinks.menuOpen{border-color:#d7dde5}.navin{gap:15px}}
@media(max-width:950px){.starHeroFrame{height:1080px}.wrap{width:calc(100% - 48px)}.cards{grid-template-columns:repeat(2,minmax(0,1fr))}.assurance-inner{gap:36px}.j-panel{padding:30px 26px}.j-workspace{grid-template-columns:175px 1fr}.lf-toolbar{justify-content:center}.lf-heading{align-items:start;flex-direction:column;gap:0}.lf-heading>p{margin:0}}
@media(max-width:640px){html{scroll-padding-top:80px}.wrap{width:calc(100% - 36px)}.navin{height:68px}.starHeroFrame{height:1040px}.section,#process.journey,#loan-story{padding:64px 0!important}.section h2,.j-heading h2{font-size:32px!important;line-height:1.4!important;letter-spacing:-.025em}.lead,.j-heading .lead{font-size:16px;max-width:none}.trustbar{padding:24px 0}.trustgrid{grid-template-columns:1fr;gap:16px}.trustitem{padding:0;gap:2px}.trustitem+.trustitem{border:0}.trustitem b{font-size:15px}.trustitem span,.trustitem a{font-size:14px}.cards,.articleGrid{grid-template-columns:1fr;gap:16px}.needsHeader{margin-bottom:28px}.card{padding:26px;min-height:0}.card p{margin-bottom:18px}.card .serviceDetailLink{margin-top:10px}.j-stage{margin-top:30px;height:auto}.j-window{border-radius:18px}.j-top{font-size:10px;gap:10px;padding:0 16px}.j-top small{font-size:12px}.j-workspace{display:flex;flex-direction:column;min-height:0}.j-nav{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));padding:10px 8px;gap:4px}.j-nav button{padding:10px 3px;gap:5px;min-height:64px}.j-nav button span{font-size:12px}.j-nav button b{font-size:12px}.j-panels{min-height:420px}.j-panel{padding:25px 20px}.j-panel h3{font-size:23px}.j-panel p{font-size:16px}.j-options>span{font-size:15px;padding:11px 12px}.j-insight{font-size:14px;margin-top:16px}.j-profile>div{padding:12px}.j-profile span{font-size:12px}.j-profile b{font-size:15px}.j-plans{gap:10px;grid-template-columns:1fr 1fr}.j-plans>div{padding:16px 12px}.j-plans span{font-size:12px;letter-spacing:0}.j-plans b{font-size:20px}.j-plans small{font-size:14px}.j-chat span{font-size:16px;padding:12px}.j-window-bottom{padding:14px 16px;font-size:12px;gap:16px}.j-controls{align-items:start;margin:18px 0 0;gap:10px;justify-content:space-between}.j-caption{font-size:14px;max-width:220px;min-height:0}.j-pause{white-space:nowrap;font-size:13px;display:block}.j-footer{margin-top:24px;gap:10px}.lf-heading{margin-bottom:26px}.lf-heading>p{font-size:16px;margin-top:0}.lf-player{aspect-ratio:auto;height:490px;border-radius:18px}.lf-toolbar{flex-direction:column;align-items:stretch;margin-top:16px;gap:14px}.lf-chapters{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:5px}.lf-chapters button{font-size:12px;min-height:50px;padding:8px 4px}.lf-actions{display:grid;grid-template-columns:1fr 1.5fr;gap:8px}.lf-actions a{grid-column:1/-1}.film-note{font-size:14px;line-height:1.8}.assurance-inner{grid-template-columns:1fr;gap:16px}.assurance p{font-size:16px}.assurance .buttonRow{flex-wrap:wrap}.article{padding:26px}.article h3{font-size:22px}.faqBtn{font-size:16px}.faqAnswer{padding-right:10px}.cta{padding:28px;gap:22px}.cta h2{font-size:30px!important}.cta .btn{width:100%}.bot{padding-bottom:max(24px,env(safe-area-inset-bottom))}.botBody h3{font-size:23px}.summaryList{grid-template-columns:80px minmax(0,1fr)}.pageHero h1{font-size:32px}.closing{padding-top:24px!important}}
@media(max-width:360px){.j-nav button b{font-size:11px}.j-panels{min-height:460px}.j-panel{padding:22px 16px}.j-top{letter-spacing:0}.lf-player{height:520px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.j-pause{display:block!important}*,*:before,*:after{animation:none!important;transition:none!important}.btn:hover,.btn:active,button:active{transform:none}}
@media(prefers-reduced-transparency:reduce){.nav,.mobilebar{background:#fff;backdrop-filter:none}.j-window,.card,.cta{background:#fff}}
@media(prefers-contrast:more){:root{--muted:#3d4754;--line:#6c7888}.card,.article,.j-window,.lf-player,.choice{border-color:#6c7888}.lead,.eyebrow,.card p,.j-panel p,.film-note{color:#3d4754}}

.icon,.num,.tick{border-color:#cbd3de}.notice{border-color:#677385}
@media(min-width:641px) and (max-width:950px){.lf-player{aspect-ratio:auto;height:490px}}
#needs{background:linear-gradient(180deg,#fff,#f4f8fd 65%,#fff);border-top:0}#needs .needsHeader{display:flex;align-items:end;justify-content:space-between;gap:24px}#needs .cards{grid-template-columns:repeat(6,minmax(0,1fr));gap:24px}#needs .card{grid-column:span 2;padding:28px;background:#fff;border-color:#d4dfed;min-height:0;border-radius:26px;box-shadow:0 16px 36px #49688d07;overflow:hidden}#needs .card:nth-child(-n+2){grid-column:span 3}#needs .card h3{font-size:25px;margin:22px 0 12px}#needs .card .btn{background:#edf4fc;border-color:#cfdef0;color:#344e73}#needs .card .serviceDetailLink{color:#455e82}#needs .card:hover{border-color:#98b2d5;box-shadow:0 22px 48px #49688d12}#needs .motionArt{height:190px;background:radial-gradient(ellipse at 50% 110%,#d6e4f5,transparent 70%),linear-gradient(135deg,#f5f8fd,#eaf1fa);color:#344e73}#needs .card:nth-child(-n+2) .motionArt{height:210px}.motionArt .microLabel{color:#61758e;font-size:12px;letter-spacing:.1em}.motionArt small{color:#526783}.miniInterface{background:#ffffffed;border-color:#cddcf0;box-shadow:0 18px 35px #375d8d20}.purposeStack .miniInterface:nth-of-type(1){--shift:-18px;--rot:-7deg;animation-delay:-3s;background:#e5effb}.purposeStack .miniInterface:nth-of-type(2){--shift:18px;--rot:7deg;animation-delay:-6s;background:#f1f6fd}.purposeStack .miniInterface:nth-of-type(3){--shift:0px;--rot:0deg;animation-delay:0s;background:#fff}.debtSummary{background:#d5e3f5;color:#344e73;border:1px solid #aebfd8}.debtSummary small{color:#455e82}.debtRows span{border-color:#cbdcf1;color:#455e82}.checkRow em{color:#476b9f}.purposeBars i{background:linear-gradient(#7fa3d4,#d3e2f6)}.purposeBars span,.miniTags span{color:#526783}.motionToggle{min-height:44px;padding:10px 16px;border:1px solid #cbd9ec;background:#fff;color:#455e82;font-size:14px;cursor:pointer;border-radius:12px;white-space:nowrap}.needsHelp{grid-column:1/-1;display:flex;align-items:center;justify-content:space-between;gap:24px;background:#edf4fc;border:1px solid #d1def0;border-radius:22px;padding:26px 30px}.needsHelp>b,.needsHelp b{font-size:19px;color:#344e73}.needsHelp p{font-size:16px;color:#526783;margin:5px 0 0}.needsHelp .buttonRow{margin:0;gap:18px;align-items:center;flex-shrink:0}.needsHelp .serviceDetailLink{margin:0}.documentHidden .motionArt *{animation-play-state:paused!important}.trustitem b{color:#344e73}.trustitem a{color:#455e82}#loan-story{background:linear-gradient(180deg,#fff,#f3f7fc 55%,#fff)}.lf-player{border-color:#b9cde7;box-shadow:0 28px 70px #365c8c12}.lf-chapters button[aria-pressed=true]{background:#dce9fa;border-color:#a2bade;color:#344e73}.lf-actions #loan-story-sound{background:#455e82;border-color:#455e82}.closing .cta{background:radial-gradient(ellipse at 100% 0,#d8e7fa,transparent 70%),#f0f5fc;border-color:#c6d7ed}
@media(max-width:950px){#needs .cards{grid-template-columns:repeat(2,minmax(0,1fr))}#needs .card,#needs .card:nth-child(-n+2){grid-column:span 1}#needs .card:nth-child(5){grid-column:1/-1}#needs .card:nth-child(5) .motionArt{height:190px}.needsHelp{flex-direction:column;align-items:start}.needsHelp .buttonRow{flex-shrink:1}#needs .needsHeader{align-items:start;flex-direction:column;gap:8px}}
@media(max-width:640px){#needs .cards{grid-template-columns:1fr;gap:18px}#needs .card,#needs .card:nth-child(-n+2),#needs .card:nth-child(5){grid-column:1;padding:22px;border-radius:24px}#needs .card .motionArt,#needs .card:nth-child(-n+2) .motionArt{height:185px}#needs .card h3{font-size:23px}.needsHelp{padding:24px}.needsHelp .buttonRow{width:100%;flex-direction:column;align-items:stretch;gap:6px}.needsHelp .btn{width:100%}.needsHelp .serviceDetailLink{justify-content:center}.motionArt b{font-size:15px}.motionToggle{font-size:13px}.debtRows{left:12px;width:43%}.debtSummary{right:12px;width:40%;padding:16px 10px}.debtRows span{padding:8px 9px;font-size:12px}.debtConnector{left:45%;right:44%}.miniInterface{max-width:85%}.motionArt .microLabel{font-size:11px;left:15px;top:14px}}
@media(prefers-reduced-motion:reduce){.motionArt *{animation:none!important}.motionToggle{display:none}.miniInterface,.debtSummary,.debtRows span,.conversation span{opacity:1!important}.purposeBars i{transform:none!important}.purposeStack .miniInterface{transform:translate(var(--shift),0) rotate(var(--rot))}}